took some time, but I found the light that works for me on the outside of the building, with Path trace. several worked with 2020,
It's the Illuminance (Lux), I was a little frustrated and Tech really didn't give a clear answer.
Thought I would share.
Maybe was just me, but the LUX light puts the icing on 3D, the way I use it.
Now 3D is ready to rock on my machine